Terms of Service

Welcome to the International Fraud Victim Recovery Organization ("IFVRO," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of the IFVRO website, digital platforms, educational resources, support services, communications, and any other products or services provided by IFVRO. These Terms constitute a legally binding agreement between you and IFVRO. By accessing, browsing, or using our website or any of our services, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue your use of our website and services immediately.

The International Fraud Victim Recovery Organization (IFVRO) is a victim-centered organization dedicated to supporting individuals, families, and businesses affected by financial fraud, cybercrime, identity theft, cryptocurrency scams, investment fraud, romance scams, and other forms of financial deception. Our mission is to empower fraud victims by providing educational resources, practical guidance, advocacy, and access to trusted support services that may assist them in understanding and navigating the recovery process. We recognize that becoming a victim of fraud can have significant financial, emotional, and psychological consequences, and we strive to provide compassionate assistance while promoting greater public awareness and fraud prevention. Our services are designed to educate and inform rather than replace the advice or representation provided by licensed legal, financial, accounting, insurance, cybersecurity, or mental health professionals. While IFVRO may provide general guidance regarding available recovery pathways and reporting procedures, we do not investigate criminal matters, provide legal representation, make financial decisions on behalf of users, or exercise authority over banks, cryptocurrency exchanges, payment processors, insurance providers, regulatory agencies, or law enforcement organizations. Any information provided through our website or services should be considered informational in nature and should not be interpreted as professional legal, financial, tax, investment, or insurance advice. IFVRO may also collaborate with government agencies, nonprofit organizations, private-sector entities, cybersecurity professionals, consumer protection organizations, and other third parties in an effort to improve fraud awareness and victim support. Such collaborations are intended to enhance the resources available to victims and do not create any partnership, agency relationship, or endorsement unless expressly stated in writing. References to third-party organizations or resources are provided solely for informational purposes and should not be interpreted as a guarantee of the quality, availability, or effectiveness of any external service.

Our organization continually develops and updates its educational materials, guidance documents, and support resources in response to evolving fraud trends and emerging cyber threats. Because financial crime continues to evolve rapidly, the information available through our website may be updated, modified, expanded, or removed at any time without prior notice. We encourage users to consult the most recent versions of our resources and to seek independent professional advice whenever necessary.

Acceptance of These Terms

These Terms of Service constitute a legally binding agreement between you and IFVRO governing your access to and use of our website, services, publications, digital platforms, and communications. By visiting our website, creating an account, submitting a case, requesting assistance, downloading resources, or otherwise using any portion of our services, you expressly acknowledge that you have read, understood, and agreed to comply with these Terms, together with any additional policies referenced herein, including our Privacy Policy and any supplemental guidelines applicable to specific services. Your acceptance of these Terms occurs through your continued use of our website or services, regardless of whether you have created an account or completed a registration process. If you are accessing our website or services on behalf of a business, nonprofit organization, government agency, or other legal entity, you represent and warrant that you possess the legal authority to bind that entity to these Terms. In such circumstances, references to "you" or "your" shall include both the individual accessing the services and the organization on whose behalf the services are being accessed. If you do not agree with any provision contained within these Terms, you should immediately discontinue using our website and services. Continued access to or use of our platform following any updates or revisions to these Terms constitutes your acceptance of the modified Terms. It is your responsibility to review these Terms periodically to remain informed of any changes that may affect your rights or obligations.

You agree not to: Nothing contained in these Terms shall be interpreted as creating an employment relationship, agency relationship, joint venture, partnership, fiduciary duty, attorney-client relationship, financial advisory relationship, or any other special legal relationship between you and IFVRO unless expressly agreed upon through a separate written contract signed by an authorized representative of our organization.

Eligibility to Use Our Services

Our website and services are intended for individuals and organizations that are legally permitted to enter into binding agreements under the laws applicable within their jurisdiction. By accessing or using our services, you represent and warrant that you possess the legal capacity to accept these Terms and to fulfill the obligations described herein. If you are using our services on behalf of another individual or legal entity, you further represent that you have been duly authorized to act on that person's or organization's behalf. Individuals under the age of eighteen (18), or the age of legal majority in their jurisdiction, may only use our services under the supervision of a parent, legal guardian, or another individual legally authorized to provide consent where permitted by applicable law. IFVRO reserves the right to request reasonable proof of age, identity, authority, or eligibility whenever necessary to comply with legal requirements or to protect the integrity of our services.

Services Provided by IFVRO

The International Fraud Victim Recovery Organization provides a range of educational, informational, and support services designed to assist individuals and organizations affected by fraud. These services may include educational articles, fraud awareness campaigns, recovery guidance, case assessments, referrals to appropriate organizations or professionals, victim advocacy initiatives, resource libraries, webinars, publications, and other informational materials intended to help users better understand fraud-related issues and available recovery pathways. Our services are designed to help users make informed decisions following fraudulent incidents by providing practical information regarding evidence preservation, fraud reporting procedures, consumer protection resources, cybersecurity practices, and available avenues for seeking assistance. While we strive to ensure that our guidance reflects current best practices and available information, our recommendations are general in nature and may not be appropriate for every individual situation. Users are encouraged to seek independent legal, financial, cybersecurity, insurance, or other professional advice whenever circumstances require specialized expertise.

The availability, scope, and content of our services may change over time as our organization develops new programs, responds to evolving fraud trends, or modifies its operations. We reserve the right to add, modify, suspend, or discontinue any aspect of our services at any time without prior notice. Such changes may include the introduction of new educational resources, discontinuation of existing programs, temporary service interruptions, maintenance periods, or changes to eligibility requirements for certain services.

Nothing provided through IFVRO should be interpreted as establishing a contractual obligation requiring us to accept every case, provide individualized assistance in every circumstance, or continue offering any specific service indefinitely. Access to our services remains subject to these Terms, our available resources, applicable laws, and our operational capacity at the time assistance is requested.

Contact Us

Email: info@ifvro.org